If you're involved in a crash, you submit a "claim," a request for compensation, to your insurer. This might be a claim for money to fix your vehicle, replace items that were stolen, or pay medical expenses for someone injured in an accident.

With more than 100 years of experience, AAA has your back. We offer insurance coverage that you can trust, we pay claims quickly, and we bring roadside assistance to you whenever you find yourself in a sticky situation—even if you’re the passenger. That’s just how we roll.

Like most things worth having, coverage has a cost. Insurance jargon may seem mysterious at first, but if you learn just two terms—premium and deductible—you’re on your way to understanding how insurance payments work.